Your Ability To Earn an Income is an Asset Worth Protecting.
Disability Insurance
Disability insurance is designed to protect you from the loss of income resulting from a short or long term disability. What's the possibility of this happening? It's more than you'd imagine. Why should you consider it? It's the only sure way to provide guaranteed coverage and guaranteed premiums.Your earning potential is a far more valuable asset than your automobile or your home. Disability policies are available on an individual or group basis. Pricing depends on a number of factors and policies can include additional coverage options referred to as riders. Furthermore different insurance carriers and policy types can range widely when defining what constitutes a disability. You really do get what you pay for when comparing individual policies and carriers. An experienced insurance broker provides valuable insight with regards to the extent and proper structure of your coverage. By ensuring that you only pay for the disability options and benefits that enhance your overall financial health, we reduce overall risk management costs and re allocate those savings to other areas. Why should you consider a personal disability insurance plan?
- Worker's compensation only covers work related accidents.- Unemployment insurance only covers a maximum 15 weeks of benefit. - Canada Pension Plan: Are you comfortable relying on the government for a benefit that can change. - Group and association coverage is limited by the definition of disability and coverage limits.- A custom designed individual disability insurance plan will provide you with guaranteed coverage and guaranteed premiums.
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