Combining The Growth Potential of a Mutual Fund With the Security of a Life Insurance Policy.
Segregated Funds (SEG FUNDS)
A Segregated Fund is a type of investment fund administered by an insurance company in the form of an individual, variable life insurance contract offering certain guarantees to the policyholder such as reimbursement of capital upon death. As required by law, these funds are fully segregated from the company's general investment funds, hence the name Segregated Funds. Like mutual funds, segregated funds consist of a pool of investments in securities such as bonds, debentures,and stocks.
Advantages of segregated funds include:
- 75% to 100% return of investment guaranteed at maturity or death.
- Potential creditor protection.
- Avoidance of probate fees when naming a beneficiary other than the estate.
Consider:
1) Learning about Income Plus.
2) Using Third Party Fund Managers.
3) How much can you save in probate fees by incorporating seg funds into your financial plan?
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